MedFI

MedFI is a personal space to enjoy the catharsis of writing, share opinions and to document the journey towards financial independence for both accountability and posterity. Along that journey it would be great to provoke thought and reflection on personal finance in those in similar circumstances.


Please Sir, Will You Work Some More?

The lifetime allowance (LTA) and annual allowance (AA) are two quasi-punitive measures used to prevent excessive pension accrual. I’ve written previously about how they impact the NHS Pension in Part 6 of the NHS Pension Series. The thrashing from this taxation stick has driven a sizeable proportion of consultants to reduce or even cease entirely…

Prophylaxis

Suspicion, self-doubt and mistrust are not qualities you’d readily look for in a friend. When it comes to managing your money, however, they’re important tools of capital preservation. Not-so-new kid on the block cryptocurrency needs no introduction; it has frequently found itself under the lens of my own cynical microscope as I research options for…


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